A reward system where grades earn money, good behavior earns bonuses, and every dollar teaches smart spending, saving, and giving. Watch your kids become self-motivated.
Example: 8th Grader Semester Earnings
Emma's Dashboard
8th Grade • Semester 1
3.7
GPA
4.2
Behavior
$345
This Semester
Recent Activity
Consistent with child development theory, our program builds healthy, productive habits starting at grade 7.
Track academic performance with automatic reward calculations. Every A, B, and C has clear dollar values.
Paycheck-style allocation: Taxes/Education Fund (15%), Retirement/IRA (10%), Savings (25%), and Spending (50%).
Earn extra rewards for positive behavior—respect, responsibility, cooperation, and more.
Visualize trends over time with detailed reports showing academic and financial growth.
School mirrors a 40-hour work week with tasks, goals, and evaluations. Our system transforms this workplace primer into motivation and life skills.
Input academic grades and watch rewards calculate automatically. A = 100%, B = 50%, C = 25% of your customizable target reward.(default $50).
Paycheck-style split: Taxes/Education Fund (15%), Retirement/IRA (10%), Savings (25%), Spending (50%).
Daily behavior assessment adds 5-20% bonus based on score. Good character earns more rewards.
Monitor academic and financial growth with detailed analytics over time.
The program replicates real-world adult considerations and teaches by experience.
Many programs offer arbitrary rewards for grades, others evaluate behavior, while still others teach money management. We integrate all three in one cohesive system that transforms parenting costs into life preparation.
Every grade has a clear dollar value. Students see direct connection between effort and earnings.
A = $100 | B = $50 | C = $12.50 (customizable starting reward)
Objectives
Good character and positive behavior earn bonus multipliers on top of academic rewards.
5-20% bonus based on behavior score
Objectives
Paycheck-style allocation teaches real-world money management for their current savings needs.
Taxes/Education Fund 15% | Retirement/IRA 10% | Savings 25% | Spending 50%
Objectives
Unlike flat-rate programs, we reward improvement with multipliers. mproving grades earn higer earnings.
While others focus only on grades, our behavior system rewards character development and life skills.
Other programs just hand out money. We teach allocation, saving, and budgeting with every reward.
The program replicates real-world, adult considerations and teaches by experience.
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The only financial education app created by a licensed family therapist with Wall Street experience.
PhD | Creator, Centsible Scholar
"I've spent 25 years advising parents and children on how to improve academic and behavioral performance. The Centsible Scholar program is designed to provide stucture, guidance, and support. School is a child's workplace—a primer for their future life and career."
Everything you need to know about Centsible Scholar and how it works for your family.
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