Pricing & Subscriptions

The parent need only input what they will pay for a grade of A. Thereafter, the program calculates all others payments. Rewards are calculated as a percentage of your customizable base amount (example $100 per grade). A = 100% ($100), B = 50% ($50), C = 25% ($25), D = 12.5% ($12.50), F = $0. The total is structured like a paycheck and allocated monthly: Taxes/Education Fund (15%), Retirement/IRA (10%), Savings (25%), and Spending (50%). This teaches real-world money management from day one.

Centsible Scholar is designed for students in grades 7-12 and college students (ages 12-24). This aligns with developmental theory and neuroscience showing adolescence and young adulthood as the optimal time to build healthy habits for life. The program grows with your child, reinforcing concepts year after year.

Students complete daily behavior assessment which we call a Performance Evaluation covering areas like responsibility, respect, cooperation, and attitude. This exercise builds self-awareness, emotional intelligence and resilience. Thereafter, the parent will review or amend before the calculation of bonuses. Those scores are translated to tiered bonus percentages - the higher the score, the greater the bonus.

Yes! All subscriptions can be cancelled at any time with no cancellation fees. Your access continues until the end of your current billing period. We believe in earning your trust every month.

Our $89 coaching sessions are 30-minute phone consultations with professional coaches who specialize in both academic achievement strategies and financial literacy education. These consultations can be used to develop academic, behavioral and financial goals or simply for emotional support for parents and students.

Absolutely. We use Stripe for all payment processing (PCI-compliant), and our app is COPPA compliant for family use. Student data is encrypted and never shared with third parties. Parents have full control over their family's information.

Simply paying for grades often backfires - research shows it can undermine intrinsic motivation. Centsible Scholar is different: we structure rewards like a paycheck with mandatory allocation to Taxes/Education Fund, Retirement/IRA, and Savings accounts, plus behavior bonuses. Students learn that earning is only step one - managing money wisely is what builds wealth.

Yes! Our Mid-size Family plan supports 2 - 3 students, and our Large Family plan supports up to 5 students. Each child gets their own profile, progress tracking, and reward calculations while parents manage everything from one dashboard.