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Research-backed insights on family financial literacy, adolescent development, and why teaching kids about money works best when the whole family is involved.

Research Brief12 min read

How 15 Research Frameworks Shape a Platform That Connects Grades, Behavior, and Financial Literacy Through the Family

Most apps that teach kids about money focus on one thing: the money part. But decades of research across brain science, developmental psychology, and family therapy all point to the same conclusion: financial knowledge alone does not change financial behavior. This brief explains what does.

By Gerald M. Rich, PhD, LMFT-S, LPC-S, MAC

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More Research

Academic Paper25 min read
Integrating Family Therapy and Developmental Theory: A Convergent Framework for Family-Embedded Financial Literacy Education in Adolescence

A scholarly analysis of how six domains of convergence between family systems therapy and developmental psychology provide a robust theoretical foundation for adolescent financial education that engages the whole family.

By Gerald M. Rich, PhD, LMFT-S, LPC-S, MAC

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Practical Guide15 min read
Weekly Family Meeting Guide: Better Conversations About Family and Life

A step-by-step guide for parents to lead 50-60 minute weekly family meetings that build financial literacy, strengthen communication, and empower kids to make good decisions through curiosity and autonomy.

By CentsibleScholar

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BibliographyReference
Research Bibliography: 52 Scholarly Sources Behind CentsibleScholar

The comprehensive bibliography of peer-reviewed research spanning developmental psychology, family systems therapy, financial socialization, neurobiology, and communication that informs every aspect of our platform.

By CentsibleScholar Research

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CentsibleScholar is built on the research above — connecting grades, behavior, and financial literacy through the family relationship. Try it free for 30 days.

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Centsible ScholarRewards & Responsibility

Empowering families to build financial literacy and academic excellence through education and rewards. Created by Dr. Rich, a licensed family therapist with 30+ years of clinical experience.

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